Payment Terms define a point in the future when a Customer has to pay for goods or services after purchase — helping manage cash flow and keep business running smoothly.

15 days

30 days

45 days

60 days

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Pricing

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Merchant Pricing

Discount Rate with Payment Terms

2.0%

Discount Rate without Payment Terms

0.1%
Customers aren’t required to defer payments — they can choose to pay the merchant immediately if they prefer. Our process supports both.

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Customer Pricing

The Service Fee is a usage-based charge for Payment Terms. It accrues every 15 days from the purchase date using simple, non-compounding interest, and is capped at a maximum of 5 periods. The Late Fee is a one-time charge applied only if repayment is delayed more than 15 days past the due date. It’s designed to encourage timely repayment.

Service Rate

1.0%

Late Rate

3.0%
We actively apply Grace Periods and Waivers to support your business and encourage on-time payments.

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Financing Amount

Financing Amount

Up to SGD 3000
Efforts are underway to increase the amount limits.

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Payment Method

PayNow

QR-based real-time bank transfer.

Bank Transfers

Automated electronic fund transfers.
We are currently working on adding Cards and Wallets.